You may be entitled to a lump sum settlement in the hundreds of thousands of dollars. 

1. During the course of your defense base act process, you may be wondering whether to settle your claim for a lump sum settlement or to continue receiving payments from the insurance carrier. Before making a decision on whether to settle your claim or not there are things to be considered:
   1. How much to settle your claim for and what to expect. It is important to choose a DBA attorney who is not going to sugar coat or mislead you on the reality of your options but who will advise you on what a reasonable lump sum settlement looks like for your case.
2. What will happen to your claim if you do not settle? Many DBA clients are happy with the consistent checks that they receive each week however, the inconsistency of the insurance company is something to be cautious about. You may be entitled to “life time” benefits but that does not necessarily mean that you will be paid for your lifetime. There are many reasons why settlement can be a great alternative such as: being able to move one with your life and not deal with the insurance company anymore, paying off all of your medical and having money in your pocket for future medical, and becoming aware of the reality that the carrier may stop paying those “life time” benefits at any time if you do not settle your case.
3. For these very reasons, it is important to get the proper advice from an experienced DBA attorney who has dealt with these insurance carriers on multiple occasions.