According to OSHA, workplace injuries and illnesses nationwide dropped from 10.9 to 2.7 per 100 workers over the past five decades. Despite this significant decline in domestic workplace injuries, millions of civilians working abroad on U.S. military bases or government projects remain unaccounted for.
As a civilian employee assigned to an overseas position under a U.S. government contract, you may be exposed to conditions that can lead to serious hip injuries. These injuries can impact your mobility, ability to work, and quality of life. Luckily, the Defense Base Act (DBA) exists to help injured workers recover physically and financially from their injuries.
However, ensuring a smooth DBA claim process for a hip injury can be a tall order. This brief guide will provide valuable information to help you navigate the process.
Types of Defense Base Act Hip Compensation Available
Hip injuries sustained while working for the U.S. government abroad can lead to serious physical limitations or even death. The most common causes of these injuries include:
- Heavy lifting and manual labor
- Slips, trips, and falls
- Vehicle or machinery accidents
Understanding the types of compensation available under the hip injury Defense Base Act ensures you secure the benefits you deserve. Here are some common benefits provided:
Medical Benefits
Under the DBA, you are entitled to full medical coverage for any treatment related to your hip injury. This includes:
- Surgery repair or replacement
- Hospitalization
- Physical therapy
- Any necessary medications
If you have a serious hip injury that requires long-term care or rehabilitation, these costs will also be covered, ensuring you receive the treatment you need to recover without bearing the financial burden.
Temporary Total Disability (TTD)
If your hip injury prevents you from working for a temporary period, you may be eligible for Temporary Total Disability (TTD) benefits. This compensation covers your lost wages while you’re unable to work due to your injury.
Typically, TTD benefits are calculated as two-thirds of your average weekly wage, helping to support you financially while you focus on healing. You’ll stop receiving these Defense Base Act benefits when you recover from your hip injuries and resume work.
Permanent Partial Disability (PPD)
If your hip injury leads to lasting impairment but does not completely prevent you from working, you may qualify for Permanent Partial Disability (PPD) compensation. PPD benefits are designed to account for the reduced earning capacity caused by your injury.
For example, if your hip injury limits your ability to perform physically demanding tasks, PPD benefits can help make up for the income lost due to your reduced capacity.
Permanent Total Disability (PTD)
If your hip injury is so severe that it permanently prevents you from returning to any work, you may be entitled to Permanent Total Disability (PTD) benefits. These benefits provide long-term financial compensation at two-thirds of your average weekly wage, offering vital support when your injury permanently impacts your earning capacity.
Death Benefits (for Dependents)
In the unfortunate event that a hip injury results in death, the DBA provides death benefits to the worker’s dependents. This includes compensation for funeral expenses and ongoing financial support for the deceased worker’s spouse or children.
Step-by-Step Process for Filing DBA Claims for Hip Injuries
Seeking settlement for hip injuries under the DBA can feel overwhelming. Whether you’re a civilian contractor or service personnel working on overseas projects, knowing the right steps ensures a smoother claims process. Here’s a step-by-step guide to help you through it.
1. Report Your Injury
The first step in filing your DBA claim is reporting your hip injury to your employer as soon as possible. It’s important to do this promptly, as delays can negatively impact your claim. Make sure to provide detailed information about how, when, and where the injury occurred.
2. Seek Medical Attention
After reporting your injury, seek immediate medical treatment. Even if your hip injury seems minor at first, getting a professional evaluation can prevent complications and ensure you receive the right care. Your medical records will be a key piece of evidence in your claim, so make sure you keep detailed records of all treatments.
3. Complete and Submit Form LS-203
To formally begin your DBA claim, you’ll need to complete Form LS-203, known as the “Employee’s Claim for Compensation.” This form includes details about your injury and your employment under a government contract.
Once completed, submit it to the U.S. Department of Labor’s Office of Workers’ Compensation Programs (OWCP).
4. Cooperate With the Claims Adjuster
After filing your claim, a claims adjuster will be assigned to your case. They may request additional information or documentation regarding your injury and employment. Cooperating with the claims adjuster and providing any necessary documents can help avoid delays in processing your claim.
5. Follow Up With Your Employer’s Insurance Carrier
Your employer’s insurance company will handle the compensation for your hip injury under the DBA. Stay in regular contact with them to ensure your claim is moving forward. If you encounter issues or delays, don’t hesitate to seek legal advice to protect your rights.
6. Attend Medical Examinations
In some cases, the insurance carrier may request that you attend independent medical examinations to assess the extent of your injury. Be sure to attend all scheduled appointments, as failing to do so could negatively impact your claim.
7. Receive Your Settlement
Once your claim is approved, you will begin receiving compensation for medical expenses and lost wages. The amount and type of compensation will depend on the severity of your hip injury and its impact on your ability to work.
Experienced Defense Base Act Lawyers to Help You Get the Compensation You Deserve
Filing a DBA claim for compensation for hip injuries may seem complicated, but using specialized lawyers can help ensure a smoother and successful claims process. Their level of expertise means you can focus on recovery while they secure the benefits you’re entitled to.
Need expert legal assistance with DBA hip injury claims? Choose Barnes Law Firm for dedicated representation. Our highly experienced team of lawyers, paralegals, and support staff is here to resolve your DBA legal issues.
Get in touch today to schedule a free initial consultation.